Storm Shutters 101: Types, Installation Tips, and Best Practices for Storm-Proofing Your Home

Storm Shutters 101: Types, Installation Tips, and Best Practices for Storm-Proofing Your Home

While hurricanes and tornadoes often get the most attention, milder storms—such as prolonged rain, thunderstorms, and those with strong winds—can also cause significant damage. Flying debris, heavy rain, and wind gusts can easily break windows, leading to costly repairs and potential injury. Storm shutters are an effective solution for safeguarding your windows and, ultimately, your entire home.

This blog post will guide you through the process of installing storm shutters and provide tips for preparing your home for storms with strong winds and heavy rain. These recommendations, tips, and tricks will help you secure your home against severe weather.

Why Install Storm Shutters?

Storm shutters are not just for hurricane-prone areas. They are an invaluable asset for any home in regions that experience frequent storms with strong winds, gusts, or heavy rain. Here’s why installing storm shutters is essential:

1. Protect Windows: Windows are vulnerable points during a storm. Strong winds can hurl debris at high speeds, causing glass to shatter. Storm shutters provide a barrier that protects windows from impact, reducing the risk of breakage.

2. Prevent Water Damage: Broken windows can lead to water entering your home during a storm, potentially damaging floors, walls, furniture, and electronics. Storm shutters help keep water out, preserving the integrity of your home’s interior.

3. Enhance Safety: Flying glass can cause serious injuries during a storm. Storm shutters shield your home’s interior, protecting you and your family from glass shards and debris.

4. Add Security: Beyond storm protection, shutters can act as an additional security measure, deterring potential break-ins when you’re away from home.

Types of Storm Shutters

Before jumping into the installation process, it’s essential to choose the right type of storm shutters for your home. Here are the most common types:

1. Plywood Shutters

  • Pros: Cost-effective, easy to find materials, customizable to window size.
  • Cons: Heavy, labor-intensive to install, not reusable unless carefully stored.
  • Best For: Short-term protection and those on a tight budget.

2. Accordion Shutters

  • Pros: Permanent installation, easy to deploy, durable.
  • Cons: More expensive, can be bulky when not in use.
  • Best For: Frequent storms, homes with large windows.

3. Roll-Down Shutters

  • Pros: Permanent installation, convenient (deploys with a crank or motor), provides excellent protection.
  • Cons: High initial cost, requires professional installation.
  • Best For: Long-term use, areas with regular severe weather.

4. Bahama Shutters

  • Pros: Dual-purpose (protection and shade), adds aesthetic appeal, easy to deploy.
  • Cons: Limited protection against very strong winds.
  • Best For: Mild to moderate storms, tropical climates.

5. Colonial Shutters

  • Pros: Decorative, easy to close, permanent.
  • Cons: Limited to windows (not suitable for doors), moderate protection.
  • Best For: Homes in areas with infrequent but occasional storms.

6. Storm Panels

  • Pros: Removable, strong protection, relatively affordable.
  • Cons: Takes time to install, needs storage space.
  • Best For: Seasonal storm protection, homeowners who prefer removable options.

Legal Considerations and Permits

Before installing storm shutters, check with your local building department or homeowner’s association (HOA) for regulations. Some areas have specific building codes regarding exterior alterations, particularly in hurricane-prone regions. Certain materials or installation methods may require permits to ensure the shutters meet safety standards.

  • Tip: Obtain written approval from your HOA if needed to avoid fines or disputes.
  • Why This Matters: Legal compliance ensures your installation is up to code, which could affect insurance claims if damage occurs during a storm.

Choosing Shutter Materials

Different storm shutters are made from a variety of materials, each with its own set of advantages:

1. Aluminum: Lightweight, durable, and resistant to corrosion. Ideal for roll-down and accordion shutters.

  • Pros: Long-lasting, low maintenance.
  • Cons: More expensive than other materials.

2. Steel: Strong and heavy, providing excellent protection.

  • Pros: Extremely durable and offers the highest level of protection.
  • Cons: Prone to rust if not properly treated, heavy to handle.

3. Polycarbonate: Clear panels that allow light through, used primarily for storm panels.

  • Pros: Lightweight, does not block light, resistant to shattering.
  • Cons: Can be more expensive than plywood, may yellow over time.

4. Plywood: Cost-effective and readily available for temporary use.

  • Pros: Affordable, easy to customize.
  • Cons: Not as durable or reusable, requires significant storage space.

Tip: When choosing materials, consider the frequency of storms in your area, your budget, and how much maintenance you’re willing to do over time.

Tools and Materials Needed for Installation

The tools and materials required will vary based on the type of storm shutters you choose. Here’s a general list of tools and materials you may need for most installations:

Tools:

  • Drill and bits
  • Screwdrivers
  • Level
  • Measuring tape
  • Hammer
  • Ladder
  • Safety goggles and gloves
  • Wrench (if installing roll-down shutters)

Materials:

  • Storm shutters (panels, plywood, or prefabricated shutters)
  • Mounting brackets, bolts, and screws
  • Weather-resistant sealant
  • Anchors (if installing on brick or concrete)

Step-by-Step Installation Guide

1. Measure Your Windows

  • Before purchasing storm shutters, measure each window’s width and height.
  • Add a few extra inches to the dimensions to ensure the shutters provide adequate coverage and overlap.

2. Choose Your Shutters and Gather Materials

  • Based on your budget, window size, and frequency of storms, choose the most suitable shutter type.
  • Purchase the necessary hardware, mounting brackets, and weather-resistant fasteners for installation.

3. Prepare the Installation Area

  • Clean the window frames and surrounding area where the shutters will be mounted.
  • If mounting to brick or concrete, mark where the anchors will be placed and drill pilot holes using a masonry bit.

4. Install Mounting Brackets or Tracks

For permanent shutters (accordion, roll-down, Bahama, Colonial):

  • Mount the brackets or tracks around the window frame using heavy-duty screws. Ensure they are level and securely fastened.
  • Use a sealant around the edges of the brackets to prevent water infiltration.

For storm panels:

Attach mounting tracks at the top and bottom of the window frame. The panels will slide into these tracks for easy installation and removal.

5. Install the Shutters

  • Accordion Shutters: Slide the shutters into the tracks and lock them into place. Test their operation by opening and closing them a few times.
  • Roll-Down Shutters: Fit the shutter into the side tracks and secure it with screws. Test the rolling mechanism using the crank or motor.
  • Bahama and Colonial Shutters: Attach the shutters to the window frame using hinges. Adjust the angle for Bahama shutters to allow light and ventilation.
  • Storm Panels: Slide panels into the pre-installed tracks and secure them with screws or wingnuts.
  • Plywood Shutters: Pre-cut plywood to the window’s size and attach using lag bolts. Ensure the bolts penetrate the window frame securely.

6. Seal and Secure

  • Apply weather-resistant sealant around the edges of the shutters or tracks to prevent water infiltration.
  • Double-check all fasteners and brackets for a secure fit.

7. Test and Inspect

  • Test the shutters to ensure they open and close smoothly.
  • Inspect the installation for any gaps or loose fasteners, tightening as necessary.

Temporary vs. Permanent Shutters: Which Should You Choose?

  • Temporary Shutters: Storm panels, plywood, or DIY boards. Ideal for seasonal protection and those who prefer removable options. Less expensive but more labor-intensive to install and remove.
  • Permanent Shutters: Accordion, roll-down, Bahama, and colonial shutters. Higher upfront cost but provide year-round protection and convenience.

Tip: For long-term use and areas with frequent storms, invest in permanent shutters. If you’re on a tight budget or live in a region with occasional storms, temporary shutters are a viable option.

Additional Storm Protection Measures for Windows

  • Shatter-Resistant Window Film: Apply to the interior of windows to minimize glass shards if windows break.
  • Impact-Resistant Glass: Consider upgrading windows to impact-resistant glass for extra protection, especially in areas prone to strong storms.

Tip: Combining shutters with shatter-resistant film offers enhanced protection without compromising natural light.

Seasonal Maintenance of Storm Shutters

  • Clean: Regularly clean shutters, tracks, and hardware to remove dirt and debris.
  • Lubricate: Apply lubricant to hinges and moving parts to prevent rust and ensure smooth operation.
  • Inspect: Check for signs of damage, rust, or loose screws. Replace any worn parts immediately.

Tip: Set reminders to inspect shutters every spring and fall to keep them in optimal condition.

Interior Protection Tips for Windows Without Shutters

Use thick curtains, blinds, or plywood barriers inside to minimize debris impact.

Place furniture away from windows to reduce the risk of damage or injury from flying glass.

Tip: Keep a few pre-cut plywood panels handy for emergency use if shutters are not available.

Emergency Window Boarding Techniques

  • Materials: Use plywood at least 5/8 inches thick. Pre-drill holes for lag bolts to securely attach the boards to the window frame.
  • Installation: Attach plywood to the window frame using lag bolts, ensuring they penetrate the frame securely.

Tip: Label boards for each window for quick installation during an emergency.

Post-Storm Inspection and Repair Tips

  • Inspect shutters, windows, and frames for damage. Tighten loose screws, lubricate moving parts, and repair or replace damaged components.
  • Remove any debris lodged in tracks or hinges to maintain functionality.

Tip: Post-storm inspections prepare shutters for future storms, ensuring long-term protection.

Insurance Considerations

  • Check with your insurance provider about potential discounts for installing storm shutters. Many companies offer reduced premiums for homes with proper storm protection.
  • Keep documentation of your installation (photos, receipts) in case you need to file a claim.

Tip: Ask your insurer about specific requirements for storm shutters to qualify for discounts.

Budget-Friendly Installation Tips

  • Opt for pre-cut plywood as an affordable alternative to commercial shutters. Use weatherproof paint to increase its durability.
  • Purchase materials in bulk and split costs with neighbors to save on supplies.
  • Reuse hardware like brackets and screws for temporary shutters to reduce costs over time.

Long-Term Storage of Temporary Shutters

  • Label each shutter or panel for its corresponding window.
  • Store in a dry, secure location, such as a shed or garage.
  • Check for warping, cracks, or damage before the storm season begins.

Tip: Stack shutters with soft padding between them to prevent scratches.

Using Sandbags for Additional Water Protection

  • Place sandbags around doors, garage entrances, and low-lying windows to block water entry.
  • Stack sandbags in a staggered, overlapping pattern to maximize effectiveness.

Tip: Use plastic sheeting under sandbags to create an extra moisture barrier.

Energy Efficiency and Year-Round Benefits

  • Bahama Shutters: Provide shade, reduce heat gain, and lower cooling costs in summer.
  • Roll-Down Shutters: Act as an extra layer of insulation during colder months.

Tip: Use shutters as part of your home’s energy-efficiency strategy to save on heating and cooling costs year-round.

Tips and Tricks for Preparing for Severe Weather

Beyond installing storm shutters, there are several other steps you can take to prepare your home for storms with strong winds and heavy rain.

1. Seal Doors and Windows

  • Use weather stripping to seal gaps around doors and windows to prevent water from entering during heavy rain.
  • Check the caulking around windows and doors for cracks and reseal if necessary.

2. Secure Outdoor Items

  • Strong winds can turn outdoor furniture, decor, and garden equipment into dangerous projectiles.
  • Before a storm, bring items like patio furniture, potted plants, and grills indoors or secure them to a sturdy structure.

3. Clean Gutters and Downspouts

  • Ensure that gutters and downspouts are clear of debris to prevent water buildup and leaks during prolonged rain.
  • Consider adding gutter guards to reduce future clogs.

4. Trim Trees and Shrubs

Regularly trim tree branches and shrubs around your home. This helps reduce the risk of falling branches damaging your windows, roof, or power lines during a storm.

5. Check Roof and Siding

  • Inspect your roof for loose shingles or tiles and secure them to prevent leaks.
  • Check the siding of your home for damage and repair any loose panels.

6. Install Surge Protectors

Thunderstorms can cause power surges that damage electronics. Install whole-house surge protectors or use individual surge protector power strips for sensitive electronics.

7. Create a Storm Kit

  • Assemble a storm kit with essentials, including flashlights, batteries, water, non-perishable food, first aid supplies, and important documents in a waterproof container.
  • Keep the kit in an easily accessible location and ensure all household members know where it is.

8. Practice Emergency Drills

Create an emergency plan for your family and practice it regularly. Make sure everyone knows where to take shelter during a storm and how to use emergency supplies.

Conclusion

Installing storm shutters is an important step in preparing your home for severe weather, including thunderstorms, prolonged rain, and strong winds. By choosing the right type of storm shutters, performing proper installation, and following seasonal maintenance tips, you can significantly reduce the risk of damage to your home. Combined with other storm-preparation measures, such as sealing windows, securing outdoor items, and maintaining your property, storm shutters provide an extra layer of defense, keeping you and your home safe during stormy weather.

Taking the time now to install storm shutters and prepare for storms will pay off when severe weather inevitably hits. By being proactive, you can safeguard your home, minimize damage, and enjoy peace of mind knowing that your home is well-protected.

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